Mr Lender scoops 2 consumer credit awards

Mr Lender scoops two Consumer Credit Awards

Mr Lender is thrilled to announce that we have won ‘Best Short Term Loan Provider‘ and ‘Customer Service Champion‘ in the 2016 Consumer Credit Awards by Smart Money People.

As the first consumer-led credit awards voted for by customers, not a panel of judges, 2016 marked the first year of the awards with thousands of customers leaving reviews to vote for their favourite providers in the credit industry.

Mr Lender was successfully voted the ‘Best Short Term Loan Provider’ by consumers, receiving 4.86 out of 5, making us one of the highest-rated finance companies across all eleven categories in the Awards.  Thanks to the high level of praise we received from consumers, Mr Lender also received the additional award of ‘Customer Service Champion’.

Image supplied by Smart Money People showing the winners in the 2016 Consumer Credit Awards

Adam Freeman, Chief Executive and Founder of Mr Lender, said

“We are absolutely delighted to have received multiple accolades in the Consumer Credit Awards.  It’s a fantastic achievement to gain such a high level of positive recognition from our customers about both our product and our service, and clearly shows how the public perception of short-term lending is changing for the better.

“Thank you to the hundreds of customers who voted for us, and to the staff at Mr Lender for their dedication to always providing our consumers with an outstanding level of customer service.”

With Mr Lender already receiving more customer reviews on independent reviews websites than the majority of their major competitors combined, with over 14,000 5 star reviews out of 16,119*, it’s clear to see that Mr Lender is leading the way as one of the top short-term loan providers in the UK, promoting a positive, responsible image of the industry that consumers can trust.

Russell Hamblin-Boone, Chief Executive of the Consumer Finance Association, said:

“This survey highlights another step in the development of the short-term lending market. The evolution of the industry has been dramatic, but it is now firmly part of the established financial landscape providing modern finance choices for the way we live now.
Short-term lenders have pioneered the use of technology to deliver a better customer experience and the survey shows how people appreciate this.
“We look forward to helping all our members to thrive and grow within the new regulatory framework.”

*Review figures obtained from and are accurate at time of writing on 13 June 2016
Mr Lender is a leading UK-based short-term credit provider, offering customers short-term loans of up to £1,000, repayable up to six months.
CTA Finalist 2016 772px

Mr Lender shortlisted as finalist for top industry award

We’re delighted to confirm that for the second year running, Mr Lender has been shortlisted for a top industry accolade at the Credit Today Awards. This ceremony recognises best practice across the entire credit industry.

We are a finalist in the category ‘Best Alternative Lender – Short and Mid Term’.

To be considered for this award, firms have to go through a rigorous entry procedure to demonstrate that they are a strong business which shows innovation, best-in-class compliance, and contributions to the cause of better business and credit practices for the whole industry.

Coming just a few weeks after receiving full authorisation from the Financial Conduct Authority, we are of course very happy with this latest news.

The awards ceremony takes place on 12 May 2016, at the Grosvenor House Hotel in London.


Wedding blog

Advice on how to save big on your wedding day

Congratulations if you are reading this and are one of the lucky people planning a wedding this year.

If you’re the bride-to-be, without squashing the dreams of the little girl inside you, try to remember that all the things you’ve dreamed of (dresses, cake, flowers and venue) can put a lot of pressure on couples if you don’t plan properly.

There are two tricks to planning your big day; one is to ensure you give yourself and budget and stick to it; the second is to split the research with your partner and regroup on a certain date to discuss the findings.  We’re sure you will agree, there is no point in having your dream day and then realising you are in debt afterwards and having to spend the next year or more paying it off.

The average cost of a wedding in the UK is £24,000 according to experts, but there are ways to cut back and be frugal.  Wedding budget conversations are always hard at the beginning; what is your budget, who’s paying for what, will it be in the UK or abroad… but once you’ve got over this part, the exciting bit of planning can begin.

To help you stay on track for your big day, we’ve compiled a handy guide of our top ten tips of things to take into consideration when planning your wedding day and set you off on the right foot.

wedding chairWho will be attending?

The first step to your planning should be making a list of how many people you will invite to the wedding (both for the ceremony and reception), that way when you are breaking down the costs you know how many people you are catering for.


wedding listBudget

Once you’ve got a number, write a budget against all the key elements that you think you are going to want on your wedding day.  E.g. wedding venue, wedding cards, flowers, etc… Wedding Ideas Magazine have a great wedding planner template to use which will help you to keep this organised.


plan togetherPlan together

Once you’ve finished your research and compiled a list against all the various costs, sit down as a couple and go through this.  Ask yourself both honestly against each item which are the most important and what will you remember in five years time.  Do you really need a flash car or would an executive car do?


wedding saveSave regularly

Once you’ve got a budget for each item, we recommend setting up a wedding savings account and having a monthly direct debit set up to ensure that you are sticking to your monthly savings goals.


personal touchThe personal touch

With personalisation such a big thing these days, ask yourself what you can do yourself.  Can any of your bridesmaids help you do a table plan or help produce the favours?  Anything you can do yourself is sure to shave a few pounds from the budget.


honeymoonSave on your honeymoon

There is a trend these days to get guests to pay towards your honeymoon.  What a great way to take the pressure off and know that you’ve got an amazing holiday at the end of your wonderful day to go on that you don’t have to pay for.


vebnuePick the right day

Does your wedding have to be on a weekend?  So many venues now do much better deals on weekdays, which could cut as much as 15-20% off the venue costs making your money go further.


bring your ownBring your own

Find a venue that allows you to use your own services.  Bringing your own caterer, DJ or being allowed to bring your own alcohol can really help keep the costs down.


flowersDIY and save

If you’re crafty, or know someone who is, we recommend doing your own flowers.  This will save you thousands!  Pick flowers that are in season.  Keep your blooms simple and loose, throughout the venue.  Think small arrangements in jars, scattered foliage, potted succulents.  If in doubt stick to similar colours or flowers throughout.

photoSnap up a saving

Create your own photo booth.  It is easy to put a kit together yourself.  Think of a theme and buy accessories around that i.e. hats, glasses, wigs, backdrops.  An easy way to set this up is to set up a camera with a Bluetooth remote and tripod linked to your laptop, then people can take photos themselves.  This will save you a fortune and means that you get to keep all the pictures at the end of the night.

Mr Lender is a leading UK-based short-term credit provider.  We provide payday loans and short-term loans of up to £1,000, repayable up to six months.



Mr Lender receives FCA authorisation

Mr Lender receives FCA authorisation

Today (17 February 2016) The Financial Conduct Authority has fully authorised Mr Lender (, one of the UK’s leading short-term credit providers.

Full authorisation confirms Mr.Lender as one of the most responsible short-term lenders in the UK, following an assessment process which involves looking in detail at the business to ensure consumers can borrow safely with confidence.

As a leading FinTech company operating from its technological hub in Essex and employing over 180 people, Mr Lender has been one of the pioneers of the evolution of online financial services – creating innovative financial technology products. As a business Mr.Lender provides customers with flexible loans of up to £1,000, repayable up to six months.

Announcing the news, Mr Lender’s Founder and Chief Executive Officer Adam Freeman commented “It has always been my vision that Mr Lender leads the way in the short-term consumer credit market, and this is the beginning of an exciting new chapter for us. We offer one of the most competitive loan products in our sector and we aim to keep raising the bar so that our customers benefit from the most responsible, affordable and transparent service.

“Today’s news is a result of the hard work, contribution and commitment of our team, who have worked tirelessly to ensure that as a business we continually deliver the best outcomes for our customers”.

Valentine's money saving tips

Spend less this Valentine’s Day

The most romantic day of the year is fast approaching, however the social pressure to lavish our loved ones with gifts can sometimes prove to be a financial burden. After only one payday many of us are still recovering from the expense of Christmas, but Valentine’s Day is looming and looking set to make a heart-shaped dent in the bank balance.

In recent years, the UK has spent well over £500 million on Valentine’s Day gifts, and no doubt 2016 will continue the trend of spending big for February 14th.

So when it comes to finding the perfect gift for your special someone, we’ve got some top money saving tips to make your Valentine’s Day more affordable without leaving your budget heartbroken.

red roses

Red Roses for less

The price of roses tends to rise rapidly as February 14th draws near, but why spend the earth on flowers?  We’ve found, a great site dedicated to finding you the best prices for your bouquet. Whether you want a dozen or two dozen roses, budget or luxury, get more bloom for your money.


eat at homeDining in is the new dining out

Eating at home on Valentine’s is becoming increasingly popular as a cheaper (and more intimate) alternative to dining out.  Take advantage of some fantastic meal deals being offered by supermarkets for a special twist on a home cooked meal.  For example, Tesco are offering a Valentine’s Day menu for 2 with a bottle of bubbly for £20.


cioupleGet personal for under £20

Avoid the cliche of chocolates and flowers.  Think outside the box and get a personalised gift. has hundreds of unique Valentine’s gifts for under £20, putting a unique and fun spin on romantic presents.  



wonderlandEnjoy some free culture in the capital

Try something different and take advantage of one of the many free events in London this weekend.  From art exhibitions and comedy shows to music gigs, Time Out has a whole host of special free events for you to experience together, and doing something new together could prove more rewarding than buying a gift.


alcoholDiscounted Champagne offers

A bottle of bubbly might be the iconic drink of choice for Valentine’s Day, but that doesn’t mean you need to spend a fortune on the good stuff.  The Champagne Guru is a fantastic website that gives you the latest supermarket offers on good quality Champagne, sometimes saving you as much as £15 on a bottle.


spaCheap 2 for 1 Spa breaks

Feel pampered with these great 2 for 1 offers on spa days and breaks through  These stress-free prices can save you sometimes over 50%, meaning you can give the gift of relaxation without the added strain on the wallet.


Mr Lender is a leading UK-based short-term credit provider.  We provide payday loans and short-term loans of up to £1,000, repayable up to six months.


Summer holiday planning

Don’t let the summer sun burn your finances

Holidays are enjoyable and something that we all look forward to, plus they also have a very positive impact our health and wellbeing.  It’s a fact; it is good to get away, whether it’s snorkelling in Egypt or going on a walking holiday in the Cotswolds.  However, without good financial planning the financial side of a holiday can creep up on you and play havoc with your finances.

We want to help you avoid this and give you the tools to plan a trip in advance to ensure you don’t have too much of a holiday hangover in 2016.  If you save as much as you can before you leave, you won’t have to rely on your credit cards and worry about having to pay off your debt after you arrive home.

It may feel early to start thinking about summer holidays but the longer you give yourself to plan, the better it will be for your finances and will help make life less stressful when it comes to paying for it.  According to research the average British family plans to spend between £1,000-£2,500 on a summer holiday, which is the equivalent of two month;s pay after tax, based on the average annual wage of £26,500.

So if money’s tight, how can you make sure you stick to a budget?  We’ve pulled together ten handy tips to help you to start to plan ahead and make sure you can jet away for a spot of stress-free sun.

1). Set a budgetfinancial plannng

A lot of people fall into the trap of booking a holiday based on the cost of the flights and hotel. It is important that before you book it, you work out how much everything will cost.  Make sure you include insurance, spending money and car hire.

save holiday money2). Put money away monthly

In the short term this might feel like a strain but we recommend setting yourselves a savings target.  Our advice would be to put money away in instalments on payday every month – this will really help you when it comes to the holiday season and not feeling the pressure.


summer accessories3). Pre-plan your shopping

Think about getting those holiday essentials early in the sales, look out for bargains and grab them at a reduced price.

destination4). Don’t be a destination diva

Think about the destination – if you are flexible and are not so fussed about going somewhere that isn’t a typical holiday resort you will get much better deals and will help make sure your holiday doesn’t break the bank.

off season5). Off-season

This is the most obvious of all but if you travel off season you are sure to get a better deal.  Not to mention smaller crowds at popular tourist destinations and a greater chance at fitting more into your trip.


laptop holiday6). Trawl the web

This can take time but doing an extensive online search, looking at who is offering the best packages at the lowest prices, will help you get the best deal possible. and are good places to start your hunt.


money access7). Money Access

Think about how you are going to access money if you’re overseas.  These days there are great deals on a prepaid travel card.  Not only is this safer if you lose the card but avoids you paying high transaction fees when you are abroad.  If you like to have cash with you then order your currency in advance as this is most likely to be the cheapest way of getting it – has a useful price-comparison service with the best rates for advance purchase.

money envelope8). Pre-holiday budget

Before you go on your holiday set a daily budget within your means for food, drink, activities and shopping.  Don’t forget to portion a pot for emergencies or unforeseen expenses.  Once you are there put your daily allowance in separate envelopes for each day and keep them locked away.  Each day, use only what’s in that day’s envelope.

eat local9). Eat local

Hotel restaurants can often be more expensive than local restaurants.  Ask reception for recommendations for local family run restaurants nearby. Street food is another inexpensive option and is a great way to try authentic local cuisine.


phone home10). Phoning home

Don’t rack up expensive phone bills – roaming can really hit your phone bill when you return from holiday.  Before you go buy a roaming bundle from your mobile provider or when you arrive, buy a local Pay As You Go SIM card.  It’s minimal hassle and sensible move if you’re going to be away for over a couple of weeks and know you’re going to be phoning home.


For more information about Mr Lender, read about us here.
Financial resolutions 2016

Is a financial New Year’s resolution too hard to stick to?

31st December has passed and the tradition to create New Year’s resolutions beats everyone round the head with a stick.  But with only 8% of people keeping to them according to research*, the challenge is to try and beat the statistics and make this year different.

Research from Nielsen recently showed that spending less and saving more money was the fourth biggest New Year’s resolution of 2015.  If you have personally struggled with money in 2015 and want 2016 to be different, then our recommendation is to commit to creating specific financial monthly goals that are more achievable.  According to experts it is easier to stick to short term rather than long term goals, so try and create manageable bite-size targets for January and see how you get on.  This way things will be easier to achieve and will give you clearer actions that you are accountable for and more likely to stick to.

Easier said than done we hear you say.  Without giving up before you’ve tried, we’ve compiled some suggestions on how you can introduce small financial changes to your everyday life to try and get on track this year.

dining out1) Look at your bank accounts and work out in an average month how many times you go out for dinner or drinks and reduce this number by 20%. Dining out less will result in less money being spent, and you will have achieved your first goal of spending less money.



saving jar2) Make a commitment to transferring a small amount of your weekly pay to a savings account.  Even if it is £10 a week it is a start and seeing this build in your savings account will have a positive effect on you.



coffee3) Be honest with yourself, take a good long look at your spending habits and eliminate wasteful spending.  We are all guilty of loving life’s little extras, coffees, lottery tickets, overspending in the supermarket.  Small shavings from daily spending will make a big difference.



couple4) Make a list of free things that you can do in January in the city you live in.  There are so many amazing things to do each week that go undiscovered you might find replacing this with eating and drinking really rewarding.



couple finances5) If you live with a partner we suggest scheduling a weekly meeting to talk about how on track you are with your targets and spending habits.  If you are sticking to your goals, at the end of the month make a new plan for February.  Once you start to see results you will be more motivated to stick to this process.



financial advisor6) If things are really bad then make an appointment to see a financial adviser.  This may seem daunting at the time but by setting out as you mean to go on in January you will feel much more positive about your financial goals for the rest of the year.



xmas sale7) Re-think buying in the January sales if it is not absolutely necessary.  No matter how much something is reduced, ask yourself if you really need it.  Money is money and by spending it you are not saving.



running8) If like a lot of people losing weight is top of your New Year’s resolutions, really think if you need that gym membership.  Take up a free exercise regime like running to help kick off your fitness goals. If you are still doing this at the end of January, then consider joining a gym.  Over 37% of people join a gym and give up at the end of January, so don’t be one of those people tied into a year’s contract that you regret taking out.


phone customer9)  Contact all your monthly utility providers and either renegotiate your monthly bills or switch using a company such as uSwitch; this will definitely save you £’s.




handshake10) If you are due a pay rise early in the year don’t rush in headfirst.  Set yourself some goals in January that will impress your team so that when you discuss this with them in February you have solid evidence to help you make this an easy yes.


Mr Lender is a leading UK-based short term credit provider. We help people out of short term financial difficulty by providing loans between £100 and £1,000, repayable up to six months. To find out more click here.
Warning: Late repayment can cause you serious money problems.  For help go to